What if triglycerides is 197mg? is this anything to worry about?

Perhaps: "normal" triglyceride levels are considered <150 mg./dl. For those with levels >500 we worry about increased risk of pancreatitis. For those between 150-500 the concern focuses on heart disease risk, but we do not target the triglycerides, but rather levels of "atherogenic lipoproteins" such as non-hdl cholesterol, apolipoprotein b or LDL particle concentration. See your doctor for an evaluation.