Do most health insurances cover involuntary and voluntary stay at a psychiatric hospitals?

Usually : But it depends on the specific mental health coverage of the policy. Call the number on the back of the card and they will tell you your exact benefit

It depends: Some people buy insurance policies that do not cover mental health care, thinking they'll never need such care. Then when they do, they're in difficulty. Sometimes employers do this to save money. You need to review your insurance policy carefully to make sure it covers the areas most significant for you. When a person does not have coverage, there may still be state hospital systems to help.

If indicated: Insurance companies will authorize hispitalization if indicated: acute risk to harm self, harm others or are unable to orovide for own food clothing or shelter at the time due to impairment by mental illness.

Psych Inpt insurance: This is a difficult question to answer. As you know, the mental health parity act was passed several weeks ago. I suspect that the insurance companies have not all had a chance yet to be right there policies in this regard. What the act states is that mental health issues are to be treated no differently than physical issues. I do not know however how far along things have gotten with the insurance companies when it comes to involuntary versus voluntary treatment.It would be best to contact your individual insurance carrier to find out what their policy is regarding this. I imagine there is still great variability throughout the country.