Non significant disc bulges & minor postero central annular fissures at l3-l4 and l4-l5. small circumferential disc bulge at l5-s1. please advise. ?

49 year old spine: Sounds like you have the spine of a 49 year old. It is very common to have minor abnormalities of the discs as you get older. These only become significant when there is a neurologic deficit or pain which directly correlates with the findings on mri. With the findings on this MRI no neurologic findings are expected. Pain is possible but it will be difficult to blame your discs.