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A member asked:
What do you advise if i'm trying to choose a health plan and it says my group total deductible is $12700 (3 peopleapprox 4200, what does this mean?
A doctor has provided 1 answer
Deductible: The deductible is the amount of money you have to pay out of pocket for medical expenses before the insurance company will make any payments. Usually the higher your deductible is, the lower your monthly premium will be because the insurance company is assuming less risk.
Answered 5/30/2017
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