Severe itching in the genital area with curd-like vaginal discharge, also accompanied by lots of colorless watery fluid frm vagina.yeast or bacterial?

Vaginal discharge: It sounds like a yeast infection. But get an exam including a wet mount, and a vaginal culture if needed.

Could be both: It's possible to have both infections at once. Only your doctor can tell you for sure. Also, if you try an over the counter yeast infection medication and your symptoms do not resolve, it's possible it was bacterial. See your doctor for a definitive diagnosis.