A member asked:

Do insurance companies discriminate you if you have a spine surgery?

4 doctors weighed in across 2 answers
Dr. Romanth Waghmarae answered

Specializes in Pain Management

Spine surgery: No - they just do not to approve or pay for the surgery. If its a new insurance they are not allowed to exclude due to pre-existing issues.

Answered 10/7/2020

5.7k views

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Dr. Edward Hellman answered

Specializes in Orthopedic Surgery

Depends: It varies somewhat and is also controversial. Some companies will have a preexisting clause to avoid coverage of preexisting back problems for a period of time. I have even seen patients who could get insurance only if they would agree to a "cut out" that any future spine problems would not be covered secondary to their previous surgery. Thank you for the question.

Answered 3/12/2013

5.3k views

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Related Questions

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How will I know if i'm a candidate for minimally invasive spine surgery?

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