Spine surgery: No - they just do not to approve or pay for the surgery. If its a new insurance they are not allowed to exclude due to pre-existing issues.
Answered 10/7/2020
5.7k views
Depends: It varies somewhat and is also controversial. Some companies will have a preexisting clause to avoid coverage of preexisting back problems for a period of time. I have even seen patients who could get insurance only if they would agree to a "cut out" that any future spine problems would not be covered secondary to their previous surgery. Thank you for the question.
Answered 3/12/2013
5.3k views
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