Is dental insurance worth it?

It is for Free: If you get free insurance or even if you pay a little, it is helpful. If you allow insurance to dictate or limit your treatment and do not stay current with your care it will be detrimental to dental health as $1, 000 or $1, 500 is not enough to cover what many people need. Waiting can be more costly. Also i recommend paying to upgrade to white fillings as most downgrade to mercury amalgam fillings.

Not really: Dental insurance unlike medical insurance is good for preventative procedures and not so much for major procedures. Since most insurance plans have a yearly maximum of $1k to $2k per year and pay a higher percentage for preventative than for things like implants, crowns and bridges. Once you are in need of major dental work, you might as well be paying cash.

Depends: For limited care, it may assist. I have had many patients over the past several years actually give up their dental insurance because it did not provide the level of care that they wanted for themselves.