Question 1

is the medicare system really as bleak as it is portrayed?

Accepted Answer

Not really: Medicare is the best health stability for seniors, covering them in a way that no insurance plan would be likely to.  It is expensive, and needs some restructuring but has a very low overhead 1-2% (versus 32-38% for private insurance).  Because of the expansion of our seniors, money might become an issue in a few years, and so some changes must be made.

Question 2

why is congress playing with medicare?

Accepted Answer

Money: It's always about money.  That's politics.

Question 3

what surgeries are covered by medicare?

Accepted Answer

Medically necessary: Any operation that is medically necessary will be covered by medicare.

Question 4

how are medicaid and medicare different?

Accepted Answer

Income: Medicare is a national health insurance funded by social security payments made throughout a us citizens working years. One becomes eligible to use medicate for health insurance after age 65 or if one is disabled, or if the spouse was a medicare recipient. There are different types of medicare- a, b and d. Medicaid is health insurance provided for those that qualify based on low income.

Question 5

reimbursement for skilled nursing from medicare?

Accepted Answer

21 days: Medicare will pay for post hospital care in a rehab facility generally 21 days and possibly more with a co pay.Medicare does not pay for long term care.

Question 6

what is supplemental insurance for medicare? im 63

Accepted Answer

Medicare: Plans are complicated & depend on your state. Best info. Is at www.Usmedicare.Com.

Question 7

worried grandkids wont have insurance or medicare?

Accepted Answer

Worried: Assuming you are in good health, you might be the worried well type. Might be too soon to worry about them.

Question 8

will medicare let me keep my former drug coverage?

Accepted Answer

Depends: Depending upon your actual insurance the coverage of your medicines may change. Some hmos have better coverage thanpart d medicare for medicines.  Most insurances have a set of common drugs or generics that are covered you may be switched to others that do the same.

Question 9

will i keep my own doctors with medicare insurance?

Accepted Answer

Yes but...: Yes - if the doctor is a medicare participating provider.  If not, you can still see the doctor but you will have to submit the claim to medicare - the doctor then is not bound by medicare's fee schedule (set prices).  This is becoming more common in a lot of places as the U.S. Congress keeps decreasing the reimbursement rate to doctors relative to inflation.

Question 10

what are the differences, types of medicare coverage?

Accepted Answer

Tradtional vs HMO: Tradional medicare is where you have the gov't sponsored plan that pays 80% of your doctor visits. Often a "medi-gap" insurance is needed to cover you for the remaining 20%.
Or one can opt into a medicare hmo where you will have various co-payments, and restrictions. Tradional medicare does not require referrals and one is not restricted to a specific insurance network.

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Doctor answers about:

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A member asked:

Is the medicare system really as bleak as it is portrayed?

A member asked:

Why is congress playing with medicare?

A member asked:

What surgeries are covered by medicare?

A member asked:

How are medicaid and medicare different?

A member asked:

Reimbursement for skilled nursing from medicare?

A member asked:

What is supplemental insurance for medicare? im 63

A member asked:

Worried grandkids wont have insurance or medicare?

A member asked:

Will medicare let me keep my former drug coverage?

A member asked:

Will i keep my own doctors with medicare insurance?

A member asked:

What are the differences, types of medicare coverage?

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