Both virgins, didn't have intercourse, masturbated and came on her chest. some dripped down her belly button. if there was semen that dripped from her belly through her shorts and panties would she be pregnant?

Sperm are fragile, made with just enough energy stores to survive inside the vaginal mucus. Exposure to air or the drying effect of the cited event makes the chances of pregnancy approach zero. In the future buy some condoms and keep the sperm away from any chance of contact.

Pregnancy is not possible in above circumstances. Contraception remains otherwise key in avoiding undesired pregnancy and associated anxiety and when intercourse becomes possible.

No sperms inside the vagina no pregnancy