A 21-year-old female asked:
need add testing but my insurance does not cover it. any less expensive options?
1 doctor answer • 4 doctors weighed in
Psychiatry 21 years experience
Psychiatry consult. : I imagine each insurance company is different, however making an appointment with a psychiatrist known to be skilled in add diagnosis and treatment should be sufficient. Your insurance company should cover a visit for an initial psychiatry consultation.
5.2k viewsReviewed >2 years ago
A 21-year-old member asked:
To whom do I turn for help resolving disputes over health insurance?
2 doctor answers • 3 doctors weighed in
Family Medicine 35 years experience
Depends: Depends on who the dispute is with. It is with a physician, i suggest talking to the practice manager. If it is with the insurance company, and a supervisor cannot help you, then you may need to go to the state insurance commissioner. We need more information on the nature of the problem.
6.1k viewsReviewed >2 years ago
A 40-year-old member asked:
Is music theory ever covered by insurance plans?
2 doctor answers • 4 doctors weighed in
Family Medicine 38 years experience
No: None that I have ever seen . There is not a lot of research evidence of it working and therefore i doubt insurance would consider it.
6.4k viewsReviewed >2 years ago
A 36-year-old member asked:
How much is insurance for someone who has no major illnesses at 58?
1 doctor answer • 1 doctor weighed in
Dentistry 37 years experience
Varies: The price for insurance is determined by location, age and answers to health questions. The cost in one state will likely vary from the cost in another state.
5.7k viewsAnswered >2 years ago
A 39-year-old member asked:
What does a deductible mean for insurance?
2 doctor answers • 5 doctors weighed in
Family Medicine 23 years experience
Your portion of pay: Let say you have a $1000.00 annual deductible insurance plan and your total year cost for medical care is $4000.00, you will have to pay 1000. If it costs 9000, you still pay only 1000. If it costs 750 for the year, you pay 750--insurance will pay nothing because it is below your deductible level. Basically means u r responsible for the first 1000, in this case. Hope that makes sense.
5.7k viewsReviewed >2 years ago
A 44-year-old member asked:
What must I know about my health insurance before going to the ER in another city?
1 doctor answer • 2 doctors weighed in
Emergency Medicine 18 years experience
Nothing: If you have an emergency, it doesn't matter about your insurance. Er's are legally obligated to treat/stabilize anyone regardless of their financial/insurance status. Insurance companies may balk, but if you need emergent care, the payment is secondary.
5.7k viewsReviewed >2 years ago
Last updated Sep 28, 2016
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