A member asked:

Will my insurance cover hurricane damage?

9 doctors weighed in across 5 answers

Probably not: Standard homeowners insurance doesn’t cover flooding. It’s important to have protection from the floods associated with hurricanes, tropical storms, and heavy rains. For more information on flood insurance, visit the National Flood Insurance Program Web site at www.FloodSmart.gov

Answered 11/27/2017

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Dr. Theodore Davantzis answered

Specializes in Dentistry

Unknown: Each policy is different, so ask your agent.

Answered 10/9/2016

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Not necessarily: You need to check with your insurance company, as for the insurance may not be covered, and there may be other parts of your plan.

Answered 10/23/2017

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Possibly: Many individuals that live in areas considered hurricane risk areas purchase policies that do cover hurricane damages, but each policy is different, and you need to check with your agent or company regarding your situation.

Answered 11/27/2017

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Dr. Krishna Kumar answered

Specializes in Psychiatry

Hurricane Insurance: Your Peace of Mind is Precious! Please read Policy Page of your Home Insurance with Hurricane Coverage for: •Repair/ Replacement of your Home •Personal property •Loss of Credit Cards •Refrigerated products •Loss of Use- Rent in another place and duration •Motor Vehicles parked at your home •Water backup and Sump overflow •Flood Coverage •Deductible •Additional coverage with Umbrella Policy.

Answered 9/7/2017

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