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A member asked:

Does insurance usually cover mental health services?

3 doctors weighed in across 2 answers
Dr. William Kirsh answered

Specializes in Family Medicine

NO: Health insurance should cover mental health services because most states have parity laws. But insurance dependents on premiums, benefits and exclusions. Mental health services run a wide diagnostic and clinical interventions which many components my not be covered. The devil is in the definitions of exclusions. Must read the policy. Dr. Kirsh

Answered 1/27/2015

3.3k views

Thank

Insurance: Insurance programs usually tend to have built in mental health benefits. And if they do not, the person should immediately look into finding better insurance!

Dr Juchau agreed

Answered 2/24/2015

3.2k views

Thank

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