I have never seen a ob/gyn or been pregnant that i know of is that bad?

Probably OK: As long as you are having regular normal periods without significant pain, no problems with intercourse if you are sexually active, and have had normal pap smears by your primary care doctor, you are probably fine. There is a whole host of education and women's health information that a gynecologist or women's health nurse practitioner can offer you so you should consider an appointment.