Lump on and to the right of xyphoid process. it is about a quarter and hard. no pain. all sites say hernia or cancer. it's sunday. im scared.39female?

Many things possible: Unlikely to be a hernia if lump is hard, and this isn't a common location for hernia unless you've had surgery in the area. However, that does not mean it is cancer! This could be a cyst or benign lesion of the skin, and there are benign lesions that occur in the bone. You should have it looked at so it can be diagnosed and treated.