3 bulging disc in my neck /pain and numbness in right arm from elbow to index finger and thumb doctor wants to refer neurologist is this correct?

Could be: or a neurosurgeon if surgical management is considered a possibility

Pinched nerve: Neck pain that runs down the arm with or without numbness and tingling sounds like a pinched nerve in the neck. This is usually caused by a protruding disc or bone spur touching one of your spinal nerves as it leaves your neck. A neurologist can be a good start to get this evaluated.