Got this red lump with a tiny lump next to it on the top of left leg and near bladder scared it might be genital warts?

See a doctor: Your lesion needs to be seen to be diagnosed. If it is genital warts, there are many possible treatments to get rid of it.

Probably not a wart: First, a "red lump" doesn't sound like a wart. Second, as the name implies, usually they occur on the genitals (mainly the penis in men). A wart could occur at the top of the leg, but quite unusual. Third, only one wart would be unusual. Generally several of them show up at once. See a doctor if you remain concerned about it. Also ask the doctor about getting the HPV vaccine.