I need a laposcopic done for ovarian cyst. they are very large. my insurance is saying they are a pre exsiting con. what should i do to get surgery?

Contest their claim: Without knowing the specifics of your situation and the terms of your insurance, this ought to be something you can fight the insurance about. Cysts come and go so it can be arguable what was there and how long. This should also be less of an issue when provisions of the affordable care act take effect next year.

Very complicated: Every insurance plan makes up its own rules. You may be able to wait 6 months and then be covered. You may have to change plans. New health laws may make pre-existing condition exclusions illegal. If that passes in the country, in your state, or with your plan, then you may be in luck. This is a constantly frustrating issue, but you may have to play the game in order to have your procedure done.