No risk at all. Genital skin is no more susceptible to infection than skin anywhere else on the body. Anyway, money is less germ laden than you seem to think. It's very rare for anyone to catch any infection because of handling either paper money or coins, if it happens at all.
Answered 4/25/2023
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I have not seen a good study on this. It would depend on the germs.
Answered 4/25/2023
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