Im in my early 20s. should i use body and face cream moisturizers now to prevent my skin of becoming wrinkly in the future? if yes, what kind? p.s my skin is really pale white?

Any emollient like vaseline or baby oil will do. No need to spend more money. Avoid sun exposure but take vitamin D3 supplement of 2000 units/day. For healthy diet: http://www.choosemyplate.gov/., exercise 30 minutes/day, drink enough water daily so your urine is mostly colorless, have safe sex, no tobacco alcohol weed or street drugs. Get HPV vaccine. Wish you good health!