Cholesteral total 240 hdl 61 ldl 145 triglycerides 165 how risky for me female 55?

It would: Depend on other risk factors. If you had diabetes, say, you would want the LDL under a 100. Smokers, htn, family hx the LDL under 100 is the goal. Otherwise you want the LDL under 130. You may achieve this by diet and excercise but a low dose statin may help. You may get better advise, though. I am ob/gyn and have to look it up when i prescribe. Good luck.

Need targets, data: Ideally, HDL should be 70 or above, LDL should be 70 or below, triglycerides should be 90 or below. However, to know your overall risk, one needs to know your activity level, hemoglobin a1c, blood pressure, waist size (and height), weight, health status, smoking status and family history. In short, it requires a complete assessment.

Need Particle Data: High triglyceride (tg) is often a marker for high LDL particle number (ldl-p). As tg rise ldl-p rises. However, when tg is high the amount of cholesterol carried by LDL particles goes down. This often results in "normal" LDL cholesterol (ldl-c) and low hdl-c levels despite high (ldl-p). When ldl-p is high cardiovascular risk is high independent of ldl-c, hdl-c, tg levels.