A member asked:

I am a self employed truck driver, i have a torn rotator cuff and need surgery. will i be able to get short term disability?

5 doctors weighed in across 2 answers

Depends: If you do not have short term disability insurance, check if you qualify for coverage from your state, which is unlikely but possible.

Answered 5/8/2019

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Yes: Depending on the tear you may improve with physical therapy but may need surgery.

Answered 1/27/2013

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