My 10 year old has wart like bumps that appeared today on two of her fingertips and her inner forearm?

Wart like bumps: Could be indicative of common warts (rough, firm bumps) which are caused by poxvirus. Treatment includes observation or eradication using over the counter solutions and occlusion. I find that freezing the lesions w/ liquid nitrogen is more effective. If bumps are flesh colored, possibly w/ a central dimple, these may be molluscum contagiosum which are benign and also amenable to freezing if few #.