I'm so depressed. i'm just useless and taking up space. i'm a talented person. but not needed anymore. no one wants a 56 year old. so in debt.

You are: In obvious pain, but are not alone though you must feel that way. Don't despair. If you have family call them...Friends, call or visit them. Debt is temporary, there is help, seek a family member, friend, clergy, psychologist. Don't stay alone. See your doctor soon for help, and referral. Stay in touch here for support until you can get visible support.

You really have : some distorted thoughts . It bugs me when a person writes his or her self off. If you are talented - then express & use your talents. If you convince yourself that you are useless and taking up space - than that it will happen. Take charge of your life. Stay active. Culture the things in you that are useful (not useless). Give your self more credit. Beating yourself up with come to no good.