Question 1

how to incrase my memory?

Accepted Answer

Use it or lose it!: Memory increases when you perform interesting, challenging mental tasks throughout the day.  Doing crossword puzzles, playing sudoku or other games, reading, listening to music and stimulating conversations all help to increase attention, concentration and memory.

Question 2

will you accept insurance?

Accepted Answer

No insurance issues: Free, public HealthTap questions and their answers provide helpful information for both the person asking the question and for other HealthTap users around the world.  For private, one-on-one consultations with HealthTap doctors via cell phone, a tablet, or a computer, try HealthTap virtual consults.  Insurance is not involved in virtual consults.

Question 3

what are caps on insurance?

Accepted Answer

Payout limits: Read your policy.  Most limit total payout for a lifetime, or an amount for a given illness, or the amount for certain drugs, etc.  One more example of the fact that medicine is not controlled by doctors or hospitals but by insurance companies.

Question 4

why is insurance so expensive?

Accepted Answer

Good question: A visit to the marbled halls of the blue cross building in pittsburgh may help to answer that question.  Our health care system is expensive for many reasons which have nothing to do with the high quality of medical care that the insurance covers.  That being said, the quality of care needs to be maintained while we institute policies that reduce its cost.

Question 5

can i use my health insurance?

Accepted Answer

: Varies from doctor to doctor and hospital to hospital.  Your policy will tell where it is applicable.  If you have time you can clear it prior to entering an office or hospital.  If an emergency you may have no choice.  Always remember, your insurance company loves you until you sign and pay.  Then they are your worst enemy.

Question 6

how will travel insurance work?

Accepted Answer

Traveling: Traveling medical insurance is a form of protection in case of a medical emergency (usually) when traveling to an area of the country or more frequently to another country where your established medical insurance will not normally cover you. As mentioned previously, it normally covers medical emergencies rather routine care.

Question 7

does insurance cover shower chairs?

Accepted Answer

DME: DME, durable medical equipment. It may recovered but it depends on the type of insurance. Get a prescription from your doctor wit an appropriate diagnosis code. IE ATAXIA. If it is not covered keep receipts and ask your accountant if it can be claimed on your tax filing.

Question 8

will there be more caps on insurance?

Accepted Answer

Probably: Do not be mislead;  insurance companies are interested only in money ---- not your health, or the health of the public in general.  Caps are a way to enhance the premium so they have to payout less in the long run and these have some variance so that more expensive treatments can be capped with a greater amount.  They will try to sneak in more restrictive caps any time no one is looking.

Question 9

am i required to have health insurance?

Accepted Answer

Depends: In mass, there is a relatively small financial penalty if you don't have health insurance.  It's different in other states - there is not a law requiring health insurance.  In 2014 with obamacare, you will be incentivized to carry some form of health insurance (unless the courts overturn it or it is repealed).  Meaning you will pay a financial penalty if you don't.

Question 10

why do you need my insurance information?

Accepted Answer

I don't but: Your doctor does so he/she can bill your insurance. If you don't like providing it your doctor can bill you and you can deal directly with the insurance company

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A member asked:

How to incrase my memory?

A member asked:

Will you accept insurance?

A member asked:

What are caps on insurance?

A member asked:

Why is insurance so expensive?

A member asked:

Can i use my health insurance?

A member asked:

How will travel insurance work?

A member asked:

Does insurance cover shower chairs?

A member asked:

Will there be more caps on insurance?

A member asked:

Am i required to have health insurance?

A member asked:

Why do you need my insurance information?

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