How bad or dirty or gross is backsplash getting on my inner thighs from home toilet that only i use? im a woman. the toilet only gets cleaned once a month. is rubbing off the drops with dry toilet paper enough? will that remove any of the germs?

Because of a very short urethra, women are more prone to lower urinary tract infections. Often it's from fecal bacteria entering the urethra if wiping after a bowel movement is careless such as wiping from back to front. Sitting in a bath tub can be a factor also. If toilet water is contaminated with bacteria I suppose it could cause a UTI if it's rubbed into the urethra but it's uncommon