My left inner eye is red and a little white spot near the pupil.. it doesn't hurt, but should i be worried? white thing is looking like a little lump?

See Eye doctor: Most likely you might have a condition known as pterygium and treatable condition with a minor surgery

Pterygium?: A common cause of redness and lump of the eyeball is pterygium. Usually no treatment is needed. Further information is available at www.eyeinstitute.co.nz/the-eye/eye-diseases-and-conditions/pterygium-pinguecula.htm See you Dr or Optometrist routienly to confirm diagnosis.