I'm a month late on my period and i'm bloated and my breast hurt really bad and i have white milky dichage instead of a period?

Missed ovulation: You likely had a normal, common occurrence known as an anovulatory cycle (your ovary didn't release an egg). If you haven't already taken a pregnancy test, you should call your ob/gyn for an in-office pregnancy test. If still negative, they will likely give you a short course of Progesterone to induce your period and "reset" your cycle.