Question 1

why do people opt for non-employer sponsored plans? aren't they covered at work?

Accepted Answer

Some more suitable: Heathcare is expensive and a company providing health coverage its for employees must spend huge dollars. Because of cost, benefits maybe limitted and so some employees may opt for another medical plan else where to meet their medical needs. Or, his/her spouse working elsewhere has a better plan. Talk to your human resource office to find out what is provided vs what you need. Good luck.

Question 2

i consulted last week regarding covid-19 , ive tested positive , what should i do now, please also assist me with a letter that i must show my employer that i consulted last week?

Accepted Answer

Well: Most people start with fever the typical symptoms are fever cough generalized muscle and joint aches they can occur in this sequence or  all at once. Then a few days later G.I. symptoms like nausea vomiting and diarrhea

Question 3

good day, would it be possible for me to get a doctors letter for my employer confirming that i am asthmatic?

Accepted Answer

Best and easiest: Is through your doc’s office who has been treating your asthma and has documents to support your medical condition. This is a purely informative site that cannot issue such documents.

Question 4

i am a plumber and my employer wants me to write a letter stating what i am unable to do on site. im not 100% sure on what i can and cant do due to having epilepsy so would like some advice?

Accepted Answer

MD and JD: This needs to addressed in consultation with your doctor and lawyer. It is not feasible to provide meaningful advise without examining you and even then you know legal advise as well.

Question 5

employer made me drug test and i believe i'll be + for meth or amphetamines from other meds & otcs when i produce docs for scripts will that cover me?

Accepted Answer

It depends: Special testing can differentiate methamphetamine abuse from false positives coming from Vick's products etc.

Question 6

what happens if breast cyst is only galactocele, benign cyst, letter of offer i signed with new employer can be confirmed?

Accepted Answer

Yes, you are fine: A galactocele is a more technical term for a breast cyst.  All breast cysts are raw, unformed, unrefined breast milk!  Galact = milk, cele = sac -- so a breast cyst is a galactocele.  They occur because a breast segment's drainage tube (duct) becomes temporarily or permanently blocked.  The raw milk can't be processed and resorbed, and builds up.  THERE IS NO CANCER RISK!  Good luck!

Question 7

how would   choose between employer group health plans?

Accepted Answer

Carefully: As you know, there are many plans and they are difficult to compare. Talk to your hr person. They can steer you in the right direction based on your age and current health. I would stick with the larger insurers in your area, they usually have the better plans with a larger list of providers in their network. Dr l.

Question 8

are non-employer sponsored plans outrageously expensive?

Accepted Answer

Varies: As you know, there are many plans and they are difficult to compare. Talk to your hr person or an insurance agent in our area that handles a variety of insurers. They can steer you in the right direction based on your age and current health. I would stick with the larger insurers in your area, they usually have the better plans with a larger list of providers in their network. Dr l.

Question 9

need a form completed for my employer. do you provide this service?

Accepted Answer

Best: Would be to involve your doc, GP or family doc, who has proper documentation of your chronic conditions. Forms cannot be completed without objective evidence, either physical exam or official records otherwise from a legal standpoint.

Question 10

how do federal laws require employers to treat those with disabilities?

Accepted Answer

No discrimination: The laws basically try to make it fairer for those with disabilities to work. For example: jack is good with computer and has no disabilty, and joe is also good with computer but he has no legs--must use wheelchair. Joe can do all the computer work just as well as jack can--so, the law requires that company hiring jack/joe provide ramp access/elevator so joe can get to work. Hope that makes sense.

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Doctor answers about:

How to make a cover letter to an employer

A member asked:

Why do people opt for non-employer sponsored plans? aren't they covered at work?

A member asked:

I consulted last week regarding covid-19 , ive tested positive , what should i do now, please also assist me with a letter that i must show my employer that i consulted last week?

A member asked:

Good day, would it be possible for me to get a doctors letter for my employer confirming that i am asthmatic?

A member asked:

I am a plumber and my employer wants me to write a letter stating what i am unable to do on site. im not 100% sure on what i can and cant do due to having epilepsy so would like some advice?

A member asked:

Employer made me drug test and i believe i'll be + for meth or amphetamines from other meds & otcs when i produce docs for scripts will that cover me?

A member asked:

What happens if breast cyst is only galactocele, benign cyst, letter of offer i signed with new employer can be confirmed?

A member asked:

How would choose between employer group health plans?

A member asked:

Are non-employer sponsored plans outrageously expensive?

A member asked:

Need a form completed for my employer. do you provide this service?

A member asked:

How do federal laws require employers to treat those with disabilities?

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