A member asked:

Why do people opt for non-employer sponsored plans? aren't they covered at work?

A doctor has provided 1 answer

Some more suitable: Heathcare is expensive and a company providing health coverage its for employees must spend huge dollars. Because of cost, benefits maybe limitted and so some employees may opt for another medical plan else where to meet their medical needs. Or, his/her spouse working elsewhere has a better plan. Talk to your human resource office to find out what is provided vs what you need. Good luck.

Answered 12/9/2013

5.6k views

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