I can see my back bones and ribs i have fat in my legs and stomach why is this and how do fix this thank you?

How you carry your fat tissue is influenced by genetics. In most it is disbursed in various parts of the body, around and over muscles, hips, inside the abdominal cavity & in front of the belly muscles. It is not disbursed over the back until the amount exceeds a point. If you want to remove fat tissue you either diet, or have it removed as a localized cosmetic procedure.

Different people have different bodies and this tends to be inherited. I would do a family tree for being able to see back and rib bones and have a paunch. Some bad alcoholics will have this. I Mo where I grew up we called it a beer belly. Review with your Dr.