If a doctorwrite a referal letter to do a covid test will the medical cover for it?

Ask the plan: Most docs on Healthtap are in the US. We don't know how insurance plans in other countries work. The best way to know if a test is covered by your insurance plan is to ask the plan! Contact your plan's customer service. Document the answer they tell you and the date and time and person you talked to about it as well. (In case they say yes, but then don't pay, you will have some proof).