The skin around my nails an the tips of my fingers are really dry, sore and cracked. I use lotion all the time but its not helping. What can be done?

Dyshidrotic eczema. Dyshidrotic eczema is a form of eczema which causes fissures and splits in the fingers. If this is the cause, it can be treated with prescription topical steroid ointments. Use unscented soaps only. See a dermatologist to see if this is the cause and to get treatment.