My body temp is 95 what is wrong?

Broken thermometer. The fact that you are asking the question betrays your lucidity. I'd say you're fine and need a new thermometer. If you're not feeling well please seek help now.
Not the true temp. A person who is feeling fine doesn't have a core temperature of 95 degrees, but may have a temperature of 95 on that part of the body at that time (such as under the tongue after breathing rapidly through the mouth, or under the tongue after drinking a smoothie). Of course the thermometer could be broken too. If there are any other symptoms, a primary care doctor can evaluate a low temperature.