Toe fungus. Big one is bleeding/dried blood (recurring) a bit at cuticle corner & the skin around is puffy circle. Best treatment laser or Jublia (efinaconazole)? Or?

See a dermatologist. Begin by defining the problem. Is fungus the primary concern? Oral terbinafine for 3 months is safe and costs $12 cash.It is about 60% effective as judged by result 1 year later. Laser costs $1000, not covered by insurance, uncertain result. You need a year to find out if it helped. The cream costs over $1000 for less than 10% success. You pick one.