I'm getting intermittent sharp pains in urethral area, feel somewhat bloated, doesn't hurt much when urinating. Could this be a UTI? It's not an STD.

Possibly. Urethral discomfort is usually a sign of inflammation and can also occur when the bladder is irritated and has some mild spasms. It is best to get your urine checked for signs of blood or infection to ensure that there is not an infection that is present.