Any advantage to having a insurance company's employee become involved in care decisions when ppo ins w no pre-approv reqd? Would add pre-approv req

Don't think so. Not sure i fully understand but in general i'd say health care decisions are best made with your doctor(s) and family members-the people who have your health as their priority. Insurance companies often have profit for the company as their first priority. Even if they say otherwise, there is always the potential that what's good for ur health & what's good for bottom line aren't the same.