My bilirubin levels are high:total 3.98 umol/l, direct 1.77 umol/l, indirect 2.21 umol/l. All 3 are the diff from normal lvls. What do they mean?

As above. I do 't want to scare u , therefore try to discuss this with u pcp.
Inherited? You may have an inherited disorder called krigler-najjar syndrome. It is not medically significant. Have someone review all of your bilirubin levels from the past. If they are all in this range, the kn syndrome is most likely. If this is a new finding however, go you your doctor for workup of hepatic dysfunction. Cj glueck md.