I've been told I may have HPV is it something bad?

See below. Well you need a pap smear when you are required to get it - as hpv can lead to cervical cancer.
Maybe. There are dozens of HPV strains in this family of viruses that affect humans.Two strains are associated with genital warts,while at least 7 strains are associated with cervical & other cancers.In the pre-vaccine era as many as 70% of women in their 20's has HPV antibodies in their system.Over a lifetime some go on to have cervical cancer.Screening PAP smears allow for early recognition & treatment.