See below. Well you need a pap smear when you are required to get it - as hpv can lead to cervical cancer.
Maybe. There are dozens of HPV strains in this family of viruses that affect humans. Two strains are associated with genital warts, while at least 7 strains are associated with cervical & other cancers. In the pre-vaccine era as many as 70% of women in their 20's has HPV antibodies in their system. Over a lifetime some go on to have cervical cancer. Screening PAP smears allow for early recognition & treatment.