, just like car insurance, homeowner's insurance, etc.
Is a contract between you (the patient) and the insurance company. As with any contract, there are "terms and conditions" which should be outlined in your insurnce agreement. Please refer to your policy, call the insurance directly, or better yet, have your dentist submit a "pre-determination" to the insurance company. This way you will know exactly if the insurnace will pay and how much.
Best of luck,
dr. Zev kaufman.