Osa is fairly common in kids - about 1-10% of kids suffer from it. The most common cause of osa is enlargement of the adenoids and tonsils, though obesity
, craniofacial syndromes, neuromuscular diseases, and other medical causes could be the culprit. At this point she needs a throrough history and physical by and ear, nose and throat specialist and maybe a sleep study
to determine the cause and possibly fix the reason for the osa. There's really nothing else you can do at home at this point. Untreated, kids can go on to have attention deficit disorder, behavior problems
, poor school performance, and heart
and lung disease.
As far as getting insurance goes, many states have coverage for kids under 18 and you should look into this by contacting a social worker at a local children's hospital.
Legal disclaimer: I am providing this general and basic information as a public service and my response to this question does not constitute a doctor-patient relationship. For any additional information, advice, or specific concerns, please speak with your own physician. The information provided is current as of the date of the answer entry.