How safe is hrt?

SAFE for many women. Hrt (and its reputation and safety) constantly changes as new studies come out. Here is the best review: in patients with no increased risk of breast cancer, heart disease, or blood clots, trans-dermal hrt (patch, cream, gel) is relatively safe, and safe for just a few years, but as few as necessary. An even better review: talk to your own doctor.
As your own hormones. Balanced hormones are necessary for good health and disease prevention for adults as we age. HRT remains the most effective solution for the relief of menopausal symptoms which are debilitating and life changing for most women. Optimizing your hormones with BI hormones, which are identical to the ones your body already has, offers a genuine opportunity to do so without the risk.