10 doctors weighed in:

Is dental insurance worth it?

10 doctors weighed in
Dr. Meng Syn
Dentistry
4 doctors agree

In brief: Not really

Dental insurance unlike medical insurance is good for preventative procedures and not so much for major procedures.
Since most insurance plans have a yearly maximum of $1k to $2k per year and pay a higher percentage for preventative than for things like implants, crowns and bridges. Once you are in need of major dental work, you might as well be paying cash.

In brief: Not really

Dental insurance unlike medical insurance is good for preventative procedures and not so much for major procedures.
Since most insurance plans have a yearly maximum of $1k to $2k per year and pay a higher percentage for preventative than for things like implants, crowns and bridges. Once you are in need of major dental work, you might as well be paying cash.
Dr. Meng Syn
Dr. Meng Syn
Thank
2 doctors agree

In brief: Sometimes

Most insurance companies are not stupid and don't plan on paying out more than you pay them. If you get insurance as a benefit from work then use it and be grateful.
If you have to pay for it it is rarely worth it.

In brief: Sometimes

Most insurance companies are not stupid and don't plan on paying out more than you pay them. If you get insurance as a benefit from work then use it and be grateful.
If you have to pay for it it is rarely worth it.
Dr. Joseph Worthington
Dr. Joseph Worthington
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Dr. James Wright
Dentistry
1 doctor agrees

In brief: It is for Free

If you get free insurance or even if you pay a little, it is helpful.
If you allow insurance to dictate or limit your treatment and do not stay current with your care it will be detrimental to dental health as $1, 000 or $1, 500 is not enough to cover what many people need. Waiting can be more costly. Also i recommend paying to upgrade to white fillings as most downgrade to mercury amalgam fillings.

In brief: It is for Free

If you get free insurance or even if you pay a little, it is helpful.
If you allow insurance to dictate or limit your treatment and do not stay current with your care it will be detrimental to dental health as $1, 000 or $1, 500 is not enough to cover what many people need. Waiting can be more costly. Also i recommend paying to upgrade to white fillings as most downgrade to mercury amalgam fillings.
Dr. James Wright
Dr. James Wright
Thank

In brief: Depends

For limited care, it may assist.
I have had many patients over the past several years actually give up their dental insurance because it did not provide the level of care that they wanted for themselves.

In brief: Depends

For limited care, it may assist.
I have had many patients over the past several years actually give up their dental insurance because it did not provide the level of care that they wanted for themselves.
Dr. Douglas Tavenner
Dr. Douglas Tavenner
Thank
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