How do you get rid of ringworms with just OTC creams?

Antifungal Creams. When fungus affects the skin of the body or the groin, many antifungal creams can clear the condition in around two weeks. Examples of such preparations include those that contain Clotrimazole (cruex cream, desenex cream, lotrimin (clotrimazole) cream, lotion, and solution), Miconazole (monistat-derm cream), ketoconazole (nizoral cream), econazole (spectazole), Naftifine (naftin), and terbinafine (lamisil cream.