3 doctors weighed in:
What are my options for insurance that will not require a medical exam?
3 doctors weighed in

Dr. Andrew Turrisi
Radiation Oncology
2 doctors agree
In brief: Insurers are in the
Business of collecting premiums and paying as few claims as possible.
Some ask a few questions, deferring an exam, many want not only historical data, an exam, but urine and blood work. If they do not see what they like, you wll not be offered a policy. It is easy to shop. Even if you are not truthful, for life insurance the policy is vaid if you live one or 2 years.

In brief: Insurers are in the
Business of collecting premiums and paying as few claims as possible.
Some ask a few questions, deferring an exam, many want not only historical data, an exam, but urine and blood work. If they do not see what they like, you wll not be offered a policy. It is easy to shop. Even if you are not truthful, for life insurance the policy is vaid if you live one or 2 years.
Dr. Andrew Turrisi
Dr. Andrew Turrisi
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