3 bulging disc in my neck /pain and numbness in right arm from elbow to index finger and thumb doctor wants to refer neurologist is this correct?

Pinched nerve. Neck pain that runs down the arm with or without numbness and tingling sounds like a pinched nerve in the neck. This is usually caused by a protruding disc or bone spur touching one of your spinal nerves as it leaves your neck. A neurologist can be a good start to get this evaluated.