15 doctors weighed in:
Since I am past their age limit. Any good individual plans that cover orthodontics?
15 doctors weighed in

Dr. Paul Grin
Pain Management
3 doctors agree
In brief: Most don't cover
Most dental plans don't pay for orthodontic treatment for people over 18 years.
When you get braces, you usually pay a small down payment and then spread the rest of the expense over one or two years by monthly payments interest free.

In brief: Most don't cover
Most dental plans don't pay for orthodontic treatment for people over 18 years.
When you get braces, you usually pay a small down payment and then spread the rest of the expense over one or two years by monthly payments interest free.
Dr. Paul Grin
Dr. Paul Grin
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Dr. Arnold Malerman
Dentistry - Orthodontics
2 doctors agree
In brief: Not many
Typically dental plans only cover a part of the total orthodontic fee, and only up to age 18.
Talk to your orthodontic specialist who will be glad to work out a payment plan for you that, in the long run, will be cheaper than paying for insurance plus copay.

In brief: Not many
Typically dental plans only cover a part of the total orthodontic fee, and only up to age 18.
Talk to your orthodontic specialist who will be glad to work out a payment plan for you that, in the long run, will be cheaper than paying for insurance plus copay.
Dr. Arnold Malerman
Dr. Arnold Malerman
Thank
1 doctor agrees
In brief: Explore benefits
Although most dental insurances do not cover orthodontic care, some do or have limited orthodontic benefits, which most patients do not know about and never explore.
If you already have insurance, call the 800 number on the card to decipher your benefits. If you do not have insurance, explore all plans including reduced payment plans, which are not insurance.

In brief: Explore benefits
Although most dental insurances do not cover orthodontic care, some do or have limited orthodontic benefits, which most patients do not know about and never explore.
If you already have insurance, call the 800 number on the card to decipher your benefits. If you do not have insurance, explore all plans including reduced payment plans, which are not insurance.
Dr. Debra Rosenblatt
Dr. Debra Rosenblatt
Thank
1 doctor agrees
In brief: Insurance Coverage
Most insurance plans do not cover adult orthodontics, and when they do, the plans are expensive.
Your best bet is to finance your care over the course of your treatment.

In brief: Insurance Coverage
Most insurance plans do not cover adult orthodontics, and when they do, the plans are expensive.
Your best bet is to finance your care over the course of your treatment.
Dr. Theodore Davantzis
Dr. Theodore Davantzis
Thank
Dr. Gregory Bell
Dentistry - Orthodontics
1 doctor agrees
In brief: Discount Plans
There are some discount plans available to anyone that subscribes.
Look them up for your locality.

In brief: Discount Plans
There are some discount plans available to anyone that subscribes.
Look them up for your locality.
Dr. Gregory Bell
Dr. Gregory Bell
Thank
In brief: Not really
It has been our experience that any individual plan that can be purchased covering orthodontics is actually very poor. They usually only cover a small amount and restrict where you go to receive treatment.
Most orthodontists offer very reasonable payment plans and work hard to make your beautiful smile possible.

In brief: Not really
It has been our experience that any individual plan that can be purchased covering orthodontics is actually very poor. They usually only cover a small amount and restrict where you go to receive treatment.
Most orthodontists offer very reasonable payment plans and work hard to make your beautiful smile possible.
Dr. Donald Rollofson
Dr. Donald Rollofson
Thank
Dr. Gary Chapman
Dentistry - Orthodontics
In brief: Just pay the fee
By the time you pay for a special policy, you could have paid for your treatment.
They see you coming....

In brief: Just pay the fee
By the time you pay for a special policy, you could have paid for your treatment.
They see you coming....
Dr. Gary Chapman
Dr. Gary Chapman
Thank
Dr. Sam Kadan
Dentistry - Orthodontics
In brief: NOT MANY OPTIONS
Individual plans ( not through employers) tend to be too expensive.
You need to find out the level of benefit you are getting versus the cost. Sometimes it is cheaper to pay for orthodontic treatment out of pocket than the cost of having such a plan.

In brief: NOT MANY OPTIONS
Individual plans ( not through employers) tend to be too expensive.
You need to find out the level of benefit you are getting versus the cost. Sometimes it is cheaper to pay for orthodontic treatment out of pocket than the cost of having such a plan.
Dr. Sam Kadan
Dr. Sam Kadan
Thank
Dr. Shawn Murray
Dentistry
In brief: Insurance Choices
Orthodontic insurance coverage is difficult to find.
The truth is that most insurance benefits pay very little. The average orthodontic fee is $4700 depending where you live and the max benefit paid is usually $1500. If you pay $100 a month for 2 years you will have paid the insurance company $2400 only to have them pay $1500. Insurance companies make money by collecting more than they pay.

In brief: Insurance Choices
Orthodontic insurance coverage is difficult to find.
The truth is that most insurance benefits pay very little. The average orthodontic fee is $4700 depending where you live and the max benefit paid is usually $1500. If you pay $100 a month for 2 years you will have paid the insurance company $2400 only to have them pay $1500. Insurance companies make money by collecting more than they pay.
Dr. Shawn Murray
Dr. Shawn Murray
Thank
Dr. Daniel Quon
Surgery - Oral & Maxillofacial
In brief: Plans all differ
Purchasing insurance is unfortunately like purchasing an automobile in the sense that different companies offer a multitude of available options as well as specific limitations and/or exclusions or certain procedures.
An insurance agent who can write policies for more than one company would be a starting point for finding a policy that meets your needs for othodontic treatment.

In brief: Plans all differ
Purchasing insurance is unfortunately like purchasing an automobile in the sense that different companies offer a multitude of available options as well as specific limitations and/or exclusions or certain procedures.
An insurance agent who can write policies for more than one company would be a starting point for finding a policy that meets your needs for othodontic treatment.
Dr. Daniel Quon
Dr. Daniel Quon
Thank
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