4 doctors weighed in:

How soon can I get this dental problem fixed if I buy dental insurance?

4 doctors weighed in
Dr. Keegan Duchicela
Family Medicine
1 doctor agrees

In brief: Depends on problem.

It all depends on what you need fixed.
Usually your dental insurer can give you a list of dentists in your are that take your insurance. Start at the top and work your way down with calls, and see who can get you in to see you the soonest. Good luck!

In brief: Depends on problem.

It all depends on what you need fixed.
Usually your dental insurer can give you a list of dentists in your are that take your insurance. Start at the top and work your way down with calls, and see who can get you in to see you the soonest. Good luck!
Dr. Keegan Duchicela
Dr. Keegan Duchicela
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In brief: Shop around

In many parts of the nation, if you can get discounted fees, you may actually pay less than buying insurance and paying your copays.
The best thing to do is not only shop around for insurance plans, but shop around for dentists. The best scenario is getting the best value in insurance policy and the best value in a practitioner.

In brief: Shop around

In many parts of the nation, if you can get discounted fees, you may actually pay less than buying insurance and paying your copays.
The best thing to do is not only shop around for insurance plans, but shop around for dentists. The best scenario is getting the best value in insurance policy and the best value in a practitioner.
Dr. Winston Muditajaya
Dr. Winston Muditajaya
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In brief: Depends..

Dental insurance companies are not stupid.
They will not pay for major work right away. Read the fine prints...Usually preventative procedures are covered at 100% right away. Fillings and crowns are covered at 50%, but there may be waiting period of 3, 6 or even 12 months. Even then, there's a limit as to what they will pay per year, and usually is at $1k.

In brief: Depends..

Dental insurance companies are not stupid.
They will not pay for major work right away. Read the fine prints...Usually preventative procedures are covered at 100% right away. Fillings and crowns are covered at 50%, but there may be waiting period of 3, 6 or even 12 months. Even then, there's a limit as to what they will pay per year, and usually is at $1k.
Dr. Woojin Woody Kwon
Dr. Woojin Woody Kwon
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1 comment
Dr. Woojin Woody Kwon
And the cost of two cleanings a year (which by the way is the insurance company's policy, not dentists recommendation), two exams and one set of cavity detecting xrays WILL go toward your annual maximum. So now your benefit is reduced to about $600. To get a full benefit of $600, you will also have to pay $600 in most cases, because after preventative procedures, other restorative procedures are usually covered at 50%. This means if you get a dental crown for $1200, then you pay $600, your "insurance" company pays $600, then your maximum is met. Good luck for the rest of the year!
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