4 doctors weighed in:

Why would a health insurance company deny new coverage to someone because of past infertility?

4 doctors weighed in
Dr. Khurram Rehman
Fertility Medicine
2 doctors agree

In brief: Have right to appeal

Many plans cover infertility diagnostic tests, some (depends on employer, plan, state in which the insurance company is based) cover fertility treatment and/or drugs.
Many have lifetime dollar limits and other specifications like you have to do IUI cycles before ivf. Coverage is high in a couple of states with mandates. Denial for pre-existing infertility is harsh, try appeal process. Best wishes.

In brief: Have right to appeal

Many plans cover infertility diagnostic tests, some (depends on employer, plan, state in which the insurance company is based) cover fertility treatment and/or drugs.
Many have lifetime dollar limits and other specifications like you have to do IUI cycles before ivf. Coverage is high in a couple of states with mandates. Denial for pre-existing infertility is harsh, try appeal process. Best wishes.
Dr. Khurram Rehman
Dr. Khurram Rehman
Thank
Dr. Deborah Smith
Fertility Medicine

In brief: Pre-existing

Pre-existing conditions are often used to deny benefits you can try to have a clause written in your coverage to exclude fertility therapy.

In brief: Pre-existing

Pre-existing conditions are often used to deny benefits you can try to have a clause written in your coverage to exclude fertility therapy.
Dr. Deborah Smith
Dr. Deborah Smith
Thank
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