1 doctor weighed in:

Do people who self pay have to pay more for care?

1 doctor weighed in
Dr. Steven Chen
Clinical Psychology

In brief: Payment for services

Generally a therapist has a set rate for their services.
However, when a therapist accepts insurance, they agree to a "negotiated rate" from the insurance company. This is the same as when you buy anything from a consolidator (airline tickets), wholesaler (buying group) or association (discounted service). The fee charged is the same, the amount paid may be different.

In brief: Payment for services

Generally a therapist has a set rate for their services.
However, when a therapist accepts insurance, they agree to a "negotiated rate" from the insurance company. This is the same as when you buy anything from a consolidator (airline tickets), wholesaler (buying group) or association (discounted service). The fee charged is the same, the amount paid may be different.
Dr. Steven Chen
Dr. Steven Chen
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