Are the germs in the hospital worse than outside?

Yes. Sicker people are in hospitals, germs tend to develop more resistant to antibiotics, antiviral meds. Sometimes we need to be admited, and we'll try to get you asap .
Generally yes. Infections requiring hospitalization or occurring in hospitals tend to require more powerful antibiotics, antifungals, & antivirals. Germs developing resistance to these high-powered antimicrobials are more difficult to deal with than the average germs found outside hospitals. That's why some patients are in isolation & precautions are taken by staff entering rooms—to prevent spread of infxn.